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Ridgestone Funding

Rated 4.3 out of 5

Total Rating

4.3

Rates as low as 1.9% APR up to $100,000

The Good

Offers Discount for APS

Broader Loan Terms

High Customer Experience Rating

Offers Discount for APS

If your account is enrolled in their AutoPay System (APS), Ridgestone Funding offers a rate discount of up to 8%. They also do not charge fees on personal loans, including origination, prepayment, or even late fees. However, if you miss a payment, you still have to pay the accrued interest within this period, and partial or late payments may show on your credit report.

Broader Loan Terms

You can opt for shorter or more extended loan repayment terms with Ridgestone Funding. Terms can range from six months to up to five years, depending on the type of loan you acquire and the amount of a loan. The flexibility of payment options makes it easier for borrowers to manage their payments and choose a schedule that fits their budget.

High Customer Experience Rating

Ridgestone Funding also boasts excellent reviews and ratings on multiple website platforms, like Trustpilot, Yelp, and the Better Business Bureau (BBB). It can be challenging to earn a square 5 out of 5 ratings on these websites, but the brand has maintained a flawless record for years.

The Verdict

Ridgestone gives practical and flexible loan options to all borrowers, even those with no established credit. Their high ratings on online review sites also demonstrate the brand’s commitment to providing excellent service, as well as fast and seamless funding.

Contact Information

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4.3
Rated 4.3 out of 5
4.3 out of 5 stars (based on 3 reviews)
Excellent33%
Very good67%
Average0%
Poor0%
Terrible0%

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Ridgestone Funding

Ridgestone gives practical and flexible loan options to all borrowers, even those with no established credit.

Reliable and legitimate service.

Rated 5 out of 5
February 4, 2021

Reliable and legitimate service. Thanks to them, I managed to pay off my credit cards and salvage my credit score.

Jana H

They also gave me a competitive offer for debt consolidation.

Rated 4 out of 5
February 4, 2021

Checked their reviews on BBB to see if they had any negative reviews, and they had none, NADA! They also gave me a competitive offer for debt consolidation. Will definitely do business with them soon.

Kim J

The process is simple and straightforward.

Rated 4 out of 5
February 4, 2021

The process is simple and straightforward. I applied for a loan through their website: ridgestonefunding.com. I only had to fill out their online loan request form and waited for the loan to be approved.

Shane H

PERSONALIZED RATES

and

IT'S SIMPLE, QUICK AND FREE

and

WON'T AFFECT YOUR CREDIT

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