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Credit Wise Lending

Rated 4.3 out of 5

Total Rating

4.3

Rates as low as 1.9% APR up to $100,000

The Good

Has Debt Consolidation

Same-Day Funding Available

Minimal Loan Requirements

Has Debt Consolidation

Credit Wise Lending offers personal loans, payday loans, and debt consolidation loans with fewer requirements versus other funding agencies. If you have accrued debts from different billers, you can opt-into Credit Wise Lending's debt consolidation program. The rates and qualifications are similar to their personal loan service.

Same-Day Funding Available

Credit Wise Lending guarantees pre-approved borrowers a 24-hour payout. The loan application process is also simple and easy since it is electronic and paperless. They also have a high acceptance rate, with loan requests being accepted almost directly after submission.

Minimal Loan Requirements

Borrowers are welcome to apply for a loan with Credit Wise Lending even with no established credit profile just yet. You can also use your loan with them to improve your credit score by making on-time payments or enrolling in autopay. Credit Wise's payday loan option only requires borrowers to be at least eighteen years old and to have a stable income source to be eligible for a loan.

THE VERDICT

Credit Wise Lending provides affordable loans to borrowers with fair and excellent credit to pay off credit card debt. It allows borrowers to consolidate several high-interest payments into a single monthly payment with a lower APR. Borrowers can get up to $100,000 in loans, with repayment terms ranging from two to five years. Credit Wise Lending enables borrowers to concentrate on improving their credit scores from their debt consolidation loan. Payments are reported to the three major credit bureaus, which means that timely payments will help you develop credit.

Contact Information

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4.3
Rated 4.3 out of 5
4.3 out of 5 stars (based on 3 reviews)
Excellent33%
Very good67%
Average0%
Poor0%
Terrible0%

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Credit Wise Lending

Credit Wise Lending provides affordable loans to borrowers with fair and excellent credit to pay off credit card debt. It allows borrowers to consolidate several high-interest payments into a single monthly payment with a lower APR.

I liked what I read about them on their BBB reviews.

Rated 4 out of 5
March 25, 2021

I liked what I read about them on their BBB reviews. Their website is also straightforward and easy to navigate. I managed to apply for a loan within minutes.

Lily M

No complaints.

Rated 4 out of 5
March 25, 2021

No complaints. Convenient and very easy to apply. The approval process was prompt and was matched within minutes of completing the application. Will definitely use it again in the future.

Dessy K

The loan options at creditwiselending.com are legit.

Rated 5 out of 5
March 21, 2021

The loan options at creditwiselending.com are legit. I highly recommend it to everyone and would certainly come back again.

Bea D

PERSONALIZED RATES

and

IT'S SIMPLE, QUICK AND FREE

and

WON'T AFFECT YOUR CREDIT

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